Signing Up for Police Mutual Mini Modules
To make a booking, or for more information, please contact Ross Hume at ross.hume@pmas.co.uk
Police Officer Pensions
During this module, Police Mutual will provide an overview of the Occupational Pension Scheme including contributions, accrual, when you can retire, lump sum options and dependant’s pensions.
| 10th May | 09.30 – 10.30 |
| 13th May | 11.00 – 12.00 |
Police Staff Pensions
During this module, Police Mutual will help provide an overview of the local government pension scheme including contributions, accrual, when you can retire, lump sum options and dependant’s pensions.
| 10th May | 15.30 – 16.30 |
| 12th May | 09.30 – 10.30 |
Effective Cash Management
During this module, Police Mutual will help you understand your tax code and claiming allowances. There are hints and tips on saving money and budgeting as well as planning for future needs. This includes the short term (benefits of creating an emergency fund) and the medium term (things that might impact on your finances in the future), along with information on ways to save.
| 10th May | 11.00 – 11.45 |
| 20th May | 09.30 – 10.15 |
Understanding Borrowing and Credit
During this module, Police Mutual will help you to understand bills, borrowing and the financial assistance available due to Covid 19, prioritising debts and the support available, and managing your credit score.
| 12th May | 11.00 – 11.45 |
Protection, Wills and Estate Planning
During this module, Police Mutual will help with a reminder of the benefits provided through Pension Schemes, Group Insurance and Staff Associations and the importance of keeping nominations up to date. An overview will also be provided on the Laws of Intestacy (dying without a will), Inheritance Tax, Lasting Power of Attorney and will writing options.
| 12th May | 15.30 – 16.15 |
| 13th May | 09.30 – 10.15 |
Re-mortgaging and Movers
During this module, Police Mutual will be covering Mortgage needs – re-mortgaging or moving home, what is a re-mortgage, pros and cons, things to consider? What is a home mover, options available, next steps, financial preparation, and credit profile. Application preparation, places you can get help from and financial wellbeing tools.
| 13th May | 15.30 – 16.15 |
Mortgages for First Time Buyers
During this module, Police Mutual discusses renting & buying, exploring the differences between leasehold and freehold, the housing market, mortgage/banking terminology, key steps to buying, costs & fees, mortgage types, different ways to get on the property ladder, places you can get help from and financial wellbeing tools.
| 20th May | 11.00 – 11.45 |
Fee-Free Telephone Mortgage Clinics
- Fee-Free advice on the right mortgage for you as a first-time buyer or home mover
- Fee-Free advice on how you could save money by remortgaging
- Fee-Free advice on buy-to-let mortgages if you’re investing in property
- Fee-Free advice on releasing capital so you can renovate your home
| 25 February | Book online |
| 25 March | Book online |
| 29 April | Book online |
| 27 May | Book online |
| 24 June | Book online |
| 29 July | Book online |
| 26 August | Book online |
| 30 September | Book online |
| 28 October | Book online |
| 25 November | Book online |
| 16 December | Book online |
Police Mutual is a trading style of The Royal London Mutual Insurance Society Limited (RLMIS), PMGI Limited (PMGI) and PMHC Limited (PMHC). RLMIS is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. PMGI is authorised and regulated by the Financial Conduct Authority. The firm is on the Financial Services Register, registration number 114942. PMHC provides the Police Mutual healthcare scheme. The Police Mutual healthcare scheme is not regulated by the Financial Conduct Authority. All companies are registered in England and Wales. RLMIS number 99064; PMGI number 073408 and PMHC number 03018474. Registered office: 55 Gracechurch Street, London, EC3V 0RL.
