This booklet provides information around all officers health and wellbeing. For more information please click here.
The Police Treatment Centres is a registered charity supported by voluntary donations from serving police officers primarily in the northern forces of England and Wales, Scotland and Northern Ireland, but also from British Transport Police, the Civil Nuclear Constabulary and the Ministry of Defence Police. Officers currently make a donation from their pay of £1.80 per week (1 September 2011).
Physiowise is a physiotherapy and sports injury clinic based in Wakefield, West Yorkshire. Run by Lee Robinson, a chartered and state registered physiotherapist, with over 20 years’ experience.
The clinic is designed to assess, treat, rehabilitate and educate local residents and sports people who are suffering from any musculo-skeletal problems and injuries. These include neck, back, shoulder, arm, hip knee and ankle problems.
The clinic is situated in a pleasant and enduring property that was built in the 1830s as Cliff Field Cottage in the heart of Wakefield city centre. With plenty of free parking, it is a short walk from the local railway and bus stations as well as ideally located for easy access from the M1 and M62 motorway networks. They will offer a discount of up to 25% (Prices start from £25) to serving police officers and up to 15% (Prices start from £28) to immediate family members.
Please contact the Federation office on 01924 295494/5 for your discount code.
For more information please click here.
It is important to eat well and keep active to maintain a balance diet. For more information please click here.
Bluline Health Fund has been established by the Police Federations of Gloucestershire, West Mercia and West Yorkshire to administer their discretionary health funds. We believe we offer excellent value for money comparing the cost of premiums and the amount of coverage on offer.
Simply make one, affordable payment every month, and you can join the many thousands of police officers, community support officers and administration personnel who already rely on Bluline for the medical treatment they need.
No-one understands your needs as well as we do; and we judge each case accordingly.
Bluline can pay for consultations with experts, x-rays, scans, hi-tech investigations and hospital treatment as well as physiotherapy.
For more information please click here
The below gyms offer discounts to police officer and police staff.
For more information on what puregym have to offer please visit their website. For more information please click here.
25% Discount to all federation members! Gyms at Xscape and Wakefield. For more information please click here.
£44 per month for a 12 month agreement, the first month will include an additional £50 results fee. For the first 4 weeks members will meet with a personal trainer for an hour each week and will have a full health and fitness assessment at the start of the 4 week plan and one again at the end of the 4 weeks.
£484 upfront payment means you get a 12 month membership for the price of 11 plus the additional £50 results fee (total payment £534) for the 4 week personal trainer package when joining online.
For more information please click here and quote ‘fit4work’ or call on 0113 2887666.
6 month min term direct debit peak £34 / off peak £25.50.
6 months upfront Peak £204 / Off peak £153.
Annual Upfront Peak £408 / Off peak £306
All members receive 10% off in the club store and access to any other DW Sports Fitness Club.
For more information or to make an appointment please call the gym directly on 01924 444450.
Please click here to access management tools, help and advice on how to cope and manage with stress.
Amanda is a fully qualified counsellor and hypnotherapist, a registered member and bound by both the BACP (British Association for Counselling and Psychotherapy) Ethical Framework for Good Practice and the GHSC (General Hypnotherapy Standards Council) Code of Ethics.
For information of independent counselling and support services please click here and visit the helpful information section.
For advice and guidance on this subject, please click here.
The coronavirus threat is ongoing. We are aware of the potential harm the virus can cause especially to those most at risk. In most people’s lives there are frail or vulnerable relations.
Those working on the front line are constantly reminded of their own vulnerability when they support someone suffering with the virus, and are fearful not just for themselves, but also of taking the virus home to their loved ones.
For those working on the front line they are experiencing more exposure to deaths and this can intensify their own feelings of vulnerability, particularly when they can identify and empathise with the bereaved.
Sarah Siddons Financial Planning, Partner Practice of St. James’s Place Wealth Management, is proud to offer a bespoke wealth advice service to retiring police officers. Sarah is experienced at working with retiring officers predominantly within West Yorkshire Police, advising them generally about how to restructure their financial situation and providing important peace of mind to help them maximise income in retirement. By understanding your individual needs, we can introduce a service aimed at helping you gain control of your financial future. To facilitate ongoing and regular reviews of your financial circumstances. Organising forums and seminars that enable you to be kept up-to-date with the latest financial issues. Using in-depth knowledge and expertise to offer support and guidance to help you and your family through any unexpected events experienced during your career and throughout retirement.
Poverty just loves to destroy lives. It breaks families apart, isolates people from friends and family, shatters confidence and drives many to think that suicide is the only way out.
UK poverty is real, with millions locked in its miserable grip. We’re not prepared to sit back and let it wreak havoc across our nation.
In a just and compassionate society, no one should be trapped in their home, afraid to open the door or answer the phone. No one should wake up wondering where they’ll find the money to feed their children or heat their home. No one should have to be alone, especially when times are tough.
That’s why CAP is on a mission. To restore hope for those who are lost and hurting. In partnership with incredible local churches across the UK, we’re bringing life-changing freedom and good news to people in desperate need.
For more information click here
Free Debt Advice from Mark Skinner of Farleys Solicitors LLP
As part of your Group Insurance Legal Expenses Policy, you’re entitled to free debt advice from my firm, Farleys Solicitors LLP, where I’ll be your primary contact. I can give you advice and information on a full range of debt-related areas including:
My aim is to help you find the right solution to your individual debt problems, based on the type and amount of your debts, and other aspects of your financial circumstances.
Start managing your debts today
The sooner you take action to tackle your debts, the sooner you can start moving on with your life. Please call me today on 0845 050 1958 for free, confidential, specialist debt advice on the phone, or to set up a meeting at one of my debt surgeries.
For more information click here
If you are struggling with debt or know someone who is, then you’ve arrived in the right place. No matter what your level of debt or your individual circumstances, you should know:
1. You are not alone. We deal with people with widely varying levels of debt and for many of them, struggling with their debts alone can have an impact on other areas of their life, such as family life and relationships.
2. We are here to help, not judge or lecture. We treat our clients as we’d like to be treated ourselves and that’s what sets us apart.
3. We are trained experts, here to help you find the right solution that is best for your individual needs. We will also continue to support you through the entire process and throughout the life of your IVA.
An IVA could be an option for you if:
b) Lump sum (full and final offer)
Once approved, an IVA:
We offer face-to-face meetings as well as telephone appointments and you can contact your local advisor, Gillian Downing,
to discuss your options on 07970871508 or email@example.com
Police CU is a free employee benefit which is here to help our members save, but also there if they need to borrow throughout their career. We are passionate about improving the financial resilience of those who serve and protect the nation – with over 33,000 members including Police Officers, Staff, Retirees and their family members.
Here to help you save, there if you need to borrow
We help our members prepare for the future, through a range of flexible saving accounts with repayments straight from their pay. To join the Credit Union every member must save a minimum of £10 per month into a Regular Saver. It is completely free to join and members can change the amount they save at any time.
As a not-for-profit financial cooperative, we are owned by and run for our members. This means that at the end of the financial year, members receive a return on their savings in the form of an annual dividend. In the last financial year (2019-20) 1% was paid on our Regular Savings account.
Police CU is also there to help its members if they ever need a loan – providing access to an ethical form of affordable credit, with loan repayments straight from their pay.
Fixed Term Loans are available to Police CU members looking to borrow between £500 and £25,000, payable over a repayment period of between 6 and 96 months. These are ideal for car purchases, home improvements, holidays and consolidating existing debt.
Join today for free
Independent financial advice in all areas of personal and corporate financial planning. An initial consultation with an IFA is provided free of charge over the telephone or face-to-face. Specialist advice includes pension funds, pension transfer, investments bonds, ISA, annuities, key man insurance, low cost life assurance, equity release, long term care planning.
Blue Wealth provides highly professional, unbiased, financial advice and investment management services; delivering planning solutions that are advice led, not product driven.
Linder Myers offers members of the police family discounted fixed price legal fees for residential conveyancing. Please contact us on 0800 042 0700 or visit our website www.lindermyers.co.uk to obtain more information or a quote.
No1 CopperPot Credit Union offers mortgages exclusively for the Police Family. We have payroll deduction available with West Yorkshire Police, allowing you to repay your mortgage directly from your wage.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
We specialise in delivering a fantastic mortgage service to police officers, staff and their families.
Information that you may find useful when considering buying a new property, switching lenders or releasing equity from your home.
Police Federation Mortgages has been providing advice and arranging mortgages for Police Officers for many years now and in 2008 became part of Hanson Financial Partners, a national Chartered Financial Planning group. The mortgage service is mainly telephone and email based to fit around the unique schedule that police officers work to. We find that this is the way that is most convenient to our clients. Our deep understanding of the mortgage market and how it applies to police officers means we can quickly identify the lenders who will welcome the applications and filter the deals to find the best for the individual circumstances of each client.
If you are thinking of buying your first home, moving house or are wondering how re-mortgaging could help keep your mortgage costs down, then book your slot on a Police Mutual Mortgage Clinic. You’ll have the opportunity to discuss your mortgage needs with an impartial mortgage advisor.
The Mortgage Advice Service from Police Mutual is an independent service that searches the whole of the mortgage market to find the most suitable deal for you. With access to thousands of products and exclusive deals, you can rest assured you’re in safe hands. Their advisors are not tied to a particular bank or building society. They are totally independent and impartial, so there is no hard sell.
The one-to-one sessions are free to attend and they run regularly throughout the year. So, if you are…
*Based on 185 responses from Police Mutual members who arranged a mortgage. Survey conducted between 01/08/18 and 31/12/18. West Yorkshire Police Federation is an Introducer Appointed Representative of Mortgage Excellence Plc (MEX) which is authorised and regulated by the Financial Conduct Authority. MEX, trading as Police Mutual, is registered in England and Wales No. 03527577. Registered office: Alexandra House, Queen Street, Lichfield, Staffordshire, WS13 6QS.
Property sale or purchase – can we still instruct solicitors in the lockdown?
Here at Ridley & Hall incorporating Bashforth Young Solicitor this is a question that we are being frequently asked and the answer in short is yes.
If you were thinking of purchasing a property or selling your property pre lockdown there is no reason why you cannot start this process with solicitors whilst in lockdown.
A property transaction consists of many stages and standard form filling. Instruct us to complete all the standard work NOW so that you are in a strong position post lockdown. Some instructions such as sales on probate matters and investment purchases can even be completed in the lockdown if the property is empty.
Whatever your circumstances our home workers are here to talk you through these difficult times we are still very much business as usual at Ridley & Hall incorporating Bashforth Young Solicitor.
Tel: 01977 649922
A property team you can trust – Weightmans LLP
Buying or selling your home is one of the most important things you will do.
Whatever your plans, our team can guide you through this process and ensure that your transaction is quick and easy.
We deal with the following:
Please contact Melissa Cook on 0113 213 4029 for more information or a quote.
We are pleased to announce a new working relationship with a local Mortgage Broker, Your Home Mortgages. This relationship will provide our members with Friendly, Local, Professional Mortgage & Insurance Advice at a time and place to suit you. What’s more, we have agreed this service will be provided on a FEE FREE basis, so no costs to you.
Covering the whole range of available Mortgages, Your Home Mortgages pride themselves on the comprehensive service they will provide to you. To arrange an appointment please contact Neil on 01924 695365 or email firstname.lastname@example.org.
Your Home Mortgages will also be able to support evening and weekend appointments, where appropriate. For more information go to http://www.yourhomemortgages.co.uk/
West Yorkshire Police Federation Group Insurance Scheme – Philip Williams & Co
If you are a Federation subscriber you can join the Group Insurance scheme, £29.25 for single membership and £36.24 for member plus spouse membership. The benefits included are:
View the Scheme Benefits PDF for more information or ring 01924 295 494/5
At Police Insure they recognise that hunting around to find cheap car insurance can be a minefield, with over 20 years experience in supplying insurance they’re here to help. Now offering specially discounted Police insurance to all serving & retired Police Officers, Specials, Staff and Partners. They work closely with a select panel of the UK’s top insurers which allows them to offer these amazing discounted Police Insurance rates.
Why choose our Police Car Insurance?
“Took your advice and contacted Police Insure re my car. The quote I got back was £550 cheaper than my present insurer. As it was up for renewal at the end of the month I chose to swap.”
Learn more about Police Insure by visiting www.policeinsure.co.uk
Call 0161 762 4416
Background – The insurance scheme was set up ten years ago at The Royal Ulster Constabulary Athletic Association incorporating The Police Service of Northern Ireland in Belfast to provide a quality insurance product for serving and retired officers, support staff and their families. The products offered are Motor, Motorcycle, Home & Contents – Buy to Let. The scheme has been extended over the past few years to include other GB police forces including West Yorkshire, South Yorkshire, Greater Manchester, West Midlands, Lancashire and Northumbria.
Advantages are Quality insurance scheme offering exceptional value and service. All information securely held. No cross selling from other businesses. Free phone number for our customers.
“I saved £137 on my house insurance with Abbey and the service was excellent.”
“My insurance company quoted me £600, Abbey managed to get me a policy with exactly the same cover for £350 – protected bonus, courtesy car, business use etc. It is well worth giving them a bell.”
Freephone 0800 7833211
We’ve been working with the Police family for over 45 years, arranging insurance products and services specifically for serving and retired Police employees and their families. When you’re looking for car or home insurance we know getting the right level of cover is as important as the cost, so we make sure our insurance products offer cover at a level to suit you.
Our highly experienced, friendly advisers in Liverpool are experts in insurance and are here to help you particularly at the time when you need us most – when making a claim.
We’ll be there for you when you need us – 24 hours a day, 365 days a year. If your car breaks down, one of our 1250 recovery specialists in the UK will get you moving again, whether you’re at the side of the road or stuck at home. And if we can’t get your car back up and running straightaway, we’ll cover you for up to £100 in emergency accommodation or alternative travel. Best of all, our prices are highly competitive with other UK breakdown services.
Having home insurance means the things that matter to you are repaired or replaced quickly and without fuss if the worst should happen. Our home insurance policies are created to cover your requirements and if you do need to claim, your personal claims manager will help you every step of the way.
Protecting your family
None of us thinks twice about insuring our car or home. Yet, most of us would say that the most important think in our lives is our family. We can give you the protection you and your family need should the worst happen.
Critical Illness insurance
Accident, sickness and unemployment insurance
If things go wrong when you’re away, our travel insurance gives you the cover you need at a competitive price.
Contact Telephone Numbers
Insurance 0800 121 4456
Saving and Investments 0845 88 22 999
Mortgage Advice 0800 652 8984
Healthcare 0800 032 5888
Independent Financial Advice 0845 88 22 999
We are a specialist niche family law firm offering West Yorkshire Police officers and Police staff a 40% discount on our hourly rate.
Barnes Family law is based in the centre of the West Yorkshire Police district. We are local solicitors who are familiar with the local Courts and are only ever a maximum of 30 minutes from any of the West Yorkshire Courts. We specialise in all family law areas and have particular expertise in dealing with police pensions on divorce.
We offer a free, no obligation initial appointment which can be arranged around your availability at our office or at the monthly surgeries held at the federation office.
FIXED FEE DIVORCE AVAILABLE ON REQUEST***
Our office is out of town with ample free parking and only five minutes from M62 junctions 25 and 26
To find out more about our personal, affordable and reliable service visit our web page www.barnesfamilylaw.co.uk or call us on 01274 861096.
Nicola’s specialism comprises all areas of Family Law including divorce, complex financial matters, pensions, issues relating to children, and domestic violence. Whether you’re facing a divorce, separation or want the right to see your children, it’s essential that you get advice from a solicitor who understands your needs.
Police divorce cases are unique. They involve your most valuable and hard-earned possession – your pension. Most solicitors are unfamiliar with the effect a divorce can have on your pension. This lack of knowledge could cost you, as you won’t receive clear advice on all the options available. The Gorvins Family Law team have years of experience, dealing with all aspects of police divorce. We are the only firm in the country with this experience and are in the enviable position of being able to provide specialist representation. Because we completely understand the financial pressures that you face as a Police Officer, our number one priority is to get you the best settlement while delivering value for money.
With Gorvins Solicitors you can rest assured you will receive personal service with:
“It has been such a relief to get a fair settlement and I put this down to your superior knowledge and experience. I will certainly recommend Gorvins Police Divorce.”
“Gorvins are absolutely professional at all times. Going through divorce is so stressful that I appreciated their straight talk and no nonsense approach.”
Call Nicola for a confidential chat on 0845 6347 999 or email email@example.com
The Linder Myers family law department provides expert legal advice for individuals, couples and families with children, in both same sex and heterosexual relationships. They offer expert advice in family law ranging from divorce to money and property.
Click on the link for more information www.lindermyers.co.uk
A family law team you can trust – Weightmans LLP
We advise on all aspects of family law including:
We understand the importance of combining efficiency and value for money with a sympathetic approach.
For an initial appointment please contact Louise Walker, the head of our family team in Leeds, on 0113 213 4028.
We offer a free advice clinic at the Federation office for all police, police staff and family members.
Our services include:
NB. If your assets (including property, cash, insurances, death in service) amount to over £1million then we will not be able to take your instructions. Please consider the size of your estate before booking an appointment.
To arrange an appointment or obtain further information, please call the Federation office on 35194 or 01924 295494/5 or Lynsey Bashforth directly on 01977 649922.
Please visit www.bashforthyoungsolicitor.co.uk for more information.
At Linder Myers we understand you want to do your best to make life easier and more secure for your family and for you. Great ways to do this are to make a Lasting Power or Attorney (LPA), to deal with property, financial, health and welfare issues should you become unwell or the unexpected happen, and to make a Will leaving clear instructions for those who survive you.
Linder Myers have a special offer for our members of a LPA at a special rate and including a free will. An LPA is a legal document that enables you to choose someone (the Attorney) to make decisions and act on your behalf when you no longer wish or lack the ability to do so. A financial LPA deals with your finances and property, whilst a health and welfare LPA looks after your medical decisions and care needs.
Click on the link for more information www.lindermyers.co.uk
A personal service for future planning for you and your family from Weightmans LLP
Achieve reassurance and peace of mind by getting your affairs in order. We can assist as much or as little as necessary to guide you through the potentially complex process of administering the estate of a loved one.
Please contact James Clarkson on 0113 213 4182 to arrange a free, non-obligatory appointment.
As part of Slater & Gordon Lawyers’ comprehensive service to Police Federation members we offer a free wills service for basic Wills and discounted rates if your requirements are more complex or comprehensive.
Call 0845 601 1908 to talk to our Wills Team. To obtain the discounted service you will need to contact the Federation Office and obtain the discount code.
A Registered Charity administered from the Federation Office.
The object of the Charity is to relieve financial hardship by providing grants to the following when they are in “necessitous circumstances”:
This is an offshoot of the Benevolent Fund and is run by a sub-committee of the Benevolent Fund.
The funds originate from the Benevolent Fund donations.
It is to assist serving officers who are in severe financial difficulties by awarding them an interest free loan. When a loan is given to them it is repaid with monthly deductions from their salary.
When a request comes in the officer has to complete a Financial Statement which asks for details of their income and outgoings, the amount requested, the reason for the request and how they propose to repay the money.
It would be expected that the officer had already taken advice on debt management from PayPlan (or a similar organisation such as the CAB).
Loans and savings for the police and law enforcement family.
As our membership grows, we try hard to extend your choices, while keeping things straightforward and easy to arrange. Our range of simple savings accounts and responsible loans are offered online and through a network of local branches. Our staff are also here to give you the right information to help you make an informed choice.
Straightforward loans with no hidden charges
Loan decisions not based on credit score alone. Interest rate not dependent on credit score
Types of Loans:
Local branch for West Yorkshire 0845 241 7513
Are you looking to borrow?
You can apply for loans of up to £25,000 unsecured as soon as you join the Credit Union. You can borrow for a range of purposes including a new car, holiday, or even debt consolidation. Loan applications are based on your affordability not your credit score alone.
You can read about our loans here.
COPS is a UK registered charity dedicated to helping the families of police officers who have lost their lives on duty, rebuild their lives. It aims to ensure that survivors have all the help they need to cope with such a tragedy, and that they remain part of the police family.
Telephone – 0844 893 2055
PC David Rathband had the idea of starting this Foundation while lying in a hospital bed recovering from horrific injuries after being shot by Raoul Moat in the early hours of 4th July 2010 in Newcastle. In the weeks after the incident David came to realise how some members of the emergency services and their families may experience significant financial hardship after being injured in the line of duty. He had the idea of starting a charity which would provide emergency financial aid to cover unexpected costs such as hospital car parking charges, emergency child care costs and travel costs to help relatives visit from abroad.
All of our grants are available to all operational personnel of the United Kingdom’s Police, Fire and Ambulance services who work on either a full-time, part-time or voluntary basis, who become injured whilst carrying out their duty. We have four types of grants available, each focusing on offering support in different ways from recouping expenses to physical rehabilitation. Please take a few moments to read the information on this page about what these are and what they could potentially do for you. If you are unsure as to how we might be able to help you, please get in touch and one of our team will be happy to discuss your case with you in confidence and without obligation.
Telephone – 0871 2345 999
The St George’s Police Children Trust is a registered charity which provides support of a financial nature to children and young people whose police officer parent has either lost their life or had an injury/illness, whilst on or off duty, preventing them from being able to work. Police officers are very often the first responders to serious accidents and dangerous incidents, which can sometimes result in the unthinkable happening. While no amount of money can replace a parent, support from the Charity can provide a degree of financial certainly in difficult times and is provided for on or off duty incidents. Support the Charity, and together we can help safeguard the future of our police officer’s children.
Support can include:
Website – www.stgeorgespolicechildrentrust.org
Telephone – 01423 504448
Police Care UK are the charity for serving and veteran police officers and staff, volunteers, and their families.
They’re independent of the police service, and are funded entirely by donations and fundraising – receiving no money from government or forces for their work.
You can access practical, emotional and financial support that is confidential and impartial by submitting a referral for you or someone you know.
Website – www.policecare.org.uk
Telephone – 0300 012 0030
The new police charities booklet can be downloaded here, with further information on support available for police officers and their families.
The Covid-19 crisis continues to affect everyone across the world. The lockdown has also brought significant consumer behavioural change and major impacts on the gambling industry.
The pandemic has been a struggle for those suffering with a gambling addiction. This is mostly due to boredom and isolation, but with money being freed-up from mortgage, loan and credit card providers increasing the risk. For many people gambling gives feelings of excitement which then leads them to want to feel this again and therefore gamble more. Due to the lack of sporting events at the start of lockdown many problem gamblers moved towards riskier products, such as online casino games.
Bookings are now being taken for 2020
Thank you to everyone who has supported us by booking B&B in recent years – we are delighted to see many of our guests returning time after time to enjoy our hospitality.
Prices are as follows:
£120 for a double or twin room
£100 for a single
This is for a 2-night break including breakfast, Friday & Saturday nights, I think you’ll agree excellent value.
It’s worth remembering that all funds raised go straight back into the charity, enabling us to upgrade existing facilities and services.
Rooms are available almost every weekend at both centres from the beginning of February until the weekend before Christmas.
As St Andrews in Harrogate can be very busy, please check the availability calendar on the website before making your booking.
We expect high demand at this time and thank you for your patience as we deal with the new bookings.
Our B&B offer is open to all members of the police family, serving or retired officers and police staff, from anywhere in the UK. Terms & Conditions apply – full details on our website and on our booking form.
At least one member of your party must have a police connection, allowing you to bring along friends and family, however no Bookings will be accepted for children under the age of 16 years.
No access to the swimming pool or rehab gym will be permitted.
Rooms are processed on a first come, first served basis.
Book here at our website www.thepolicetreatmentcentres.org
We currently own 4 Holiday Homes for serving Police Officers to use. To view the different Holiday Homes and how to book click here.